Scope
This Cookie Policy explains how Mpesa Calculator ("we", "us", "our") uses cookies and similar
technologies when you access our website and calculators. It applies to all visitors and
devices used to reach our services.
We operate from Kenya and align with the Kenyan Data Protection Act (DPA) and guidance from
the Office of the Data Protection Commissioner (ODPC). Where cookies involve personal data,
see our Privacy Policy for lawful bases, rights, and
retention. This Policy should be read together with our Terms of Service.
What are cookies?
Cookies are small text files placed on your device by a website. They may be:
- First-party (set by us) or third-party (set by service
providers such as analytics).
- Session (deleted when you close your browser) or
persistent (remain until they expire or you delete them).
We may also use similar technologies (for example, local storage or IndexedDB) to store
preferences and improve performance, subject to Kenyan legal requirements and your consent
choices.
How we use cookies
- Essential — Keep navigation and calculators working, maintain
security controls, and prevent abuse.
- Analytics/Performance — Understand which calculators are used,
identify slow pages, and improve accuracy and UX.
- Preferences — Remember your consent choice, last calculator mode,
and quick shortcuts.
- Security/Fraud prevention — Detect unusual request patterns and
keep sessions safe.
We do not use cookies for interest-based advertising or behavioral targeting.
Cookies we set
- Cookie consent — Records accept/decline so we do not re-prompt
every visit (persistent).
- Functional/session — Stores temporary state (for example, selected
calculator or quick shortcuts) to keep your flow intact.
- Analytics — Google Analytics (GA4) identifiers to measure page
usage and performance (see Third-party cookies).
Names, purposes, and lifetimes may change as we improve the site; we periodically review and
update this list.
Third-party cookies
We use Google Analytics (GA4) to understand performance. Google may set cookies and process
data outside Kenya. Review Google's Cookie Policy and Privacy Policy. We do not enable ad personalization
or share identifiable data with advertisers.
Where required, we seek consent before loading analytics. You can withdraw consent using the
controls described below.
How to manage cookies
- Browser controls — Block, restrict, or delete cookies in your
browser settings. Essential cookies, if blocked, may disrupt calculators or
navigation.
- Analytics opt-out — Use Google's GA
opt-out add-on (where available) to limit analytics tracking.
- Consent changes — If shown, use the banner or preference center
to update your choice; clearing cookies resets consent.
If you are in Kenya, you may exercise rights under the DPA (access, correction, objection)
via our Contact page or mynetpaykenya@gmail.com. We will respond in
line with Kenyan legal timelines.
Data retention
Retention depends on purpose and provider. Essential and preference cookies persist only as
long as needed to operate the service. Analytics cookies follow Google retention schedules.
We periodically review cookies to confirm necessity and proportionality under the Kenyan
DPA and disable those no longer required.
Do Not Track
Browsers may send a Do Not Track (DNT) signal. At this time, our site does not respond to DNT
signals. Please use the controls above (browser settings, consent choices, GA opt-out) to
manage cookies.
Updates to this policy
We may update this Cookie Policy to reflect product changes, Kenyan legal requirements,
ODPC guidance, or third-party provider changes. The "Last updated" date will change when
updates are published. For material updates, we may highlight changes on-site or via the
cookie banner.
Contact
For questions or to exercise rights under the Kenyan Data Protection Act, contact us at mynetpaykenya@gmail.com or via our Contact page. If you are unsatisfied, you may escalate to
the Office of the Data Protection Commissioner (ODPC).