Updates
As needed
Verified against official tariffs
About Mpesa Calculator
Built for Kenya's M-PESA users
Independent - Not affiliated with Safaricom PLC
Cost
Free
Supported by Google AdSense
Coverage
Nationwide
Built for Kenya
Our mission
To make M-PESA fees clear and accessible for every Kenyan, with tools that are fast, transparent, and privacy-first. We focus on accuracy, simplicity, and trust, keeping the calculators free to use while sustaining the site through ethical Google AdSense placements. Every update is verified against official tariffs, and your experience stays lightweight and open.
How it works
1
Choose a service
Select Send, Withdraw, Paybill, or Fuliza.
2
Enter your amount
Input what you plan to transact.
3
See fees instantly
View charges and total cost in one glance.
Why trust Mpesa Calculator
Privacy-first analytics
We keep data minimal and use ads to support the site, with personalization controlled by consent.
Kenyan DPA aligned
Built with privacy by design and clear consents.
Mobile-first
Optimized for quick answers on any device.
Meet the founder
Mpesa Calculator is built by Joseph Wenani, focused on making M-PESA costs transparent and usable for everyone in Kenya, with clear updates and trusted data. Reach out on social to collaborate or suggest improvements.
Data & accuracy
We align with official Safaricom tariffs and update calculators once changes are verified against current bands and taxes.
Privacy & compliance
We follow the Kenyan Data Protection Act. See our Privacy Policy and Cookie Policy for details.
FAQs
No. We are independent and not affiliated with, endorsed by, or sponsored by Safaricom PLC. We publish our sources and log rate changes so you can verify our data.
We reference Safaricom's official tariffs and limits and verify updates before publishing. Charges shown in the calculator reflect the published bands, and our data notes indicate that amounts are inclusive of 20% excise duty.
We monitor official tariff updates and verify changes against Safaricom releases. When a change is confirmed, we update the calculators and guides with the new rates.
The main calculators cover Send Money, Agent Withdrawals, Paybill tariffs, and Fuliza. We also publish tools for ATM withdrawals, bank transfers, and other M-PESA services. Transaction limits are displayed where applicable.
Differences can happen due to channel (USSD vs app), account status, promotions, rounding, or operator changes not yet reflected in public notices. Always confirm with official sources for critical transactions.
No account is required to use the calculators. We keep data minimal and use analytics only to improve performance and accuracy. See our Privacy Policy and Cookie Policy for details.
Yes. Use the snippet on our Embed page to add the widget to your site. It stays in sync with current rates automatically.
Yes. The calculators are free. We fund hosting and updates through Google AdSense while keeping the site fast, transparent, and accessible.
