Terms of Use

These terms explain the basis on which Mpesa Calculator is made available and the conditions that apply when you use the site.

Short version: Mpesa Calculator is an informational website. It is designed to help users understand M-PESA charges and related products, but it does not replace the official confirmation screen or official support channels.

Site Purpose

Mpesa Calculator provides informational content, comparisons, and calculators related to M-PESA fees, limits, and connected products. The site is intended to help users understand public pricing and service structures more quickly and clearly.

Scope of These Terms

These terms apply to your use of the public website, its written guides, its calculators, and the normal interactive features available through the site. They do not create a banking relationship, telecom service relationship, or regulated advisory relationship between you and the site.

In practice, these terms govern access to an informational web resource. They do not replace the separate tariffs, confirmations, support rules, or contract terms that apply to Safaricom, NCBA, KCB, or any other third-party service referred to on the site.

Informational Use Only

All content on the site is provided for general informational use. The site does not execute M-PESA transactions, provide regulated financial advice, or act as an official Safaricom, NCBA, KCB, or banking support channel.

Important: the official transaction confirmation screen shown before you enter your PIN is always the final figure for that specific transaction.

Accuracy and Updates

Reasonable effort is made to keep the site accurate and current, but tariffs, product wording, limits, and third-party service details may change. Public pages may also differ from one another. Because of that, the site cannot guarantee that every figure will remain unchanged at all times.

No Transaction Authority

Mpesa Calculator does not execute M-PESA payments, withdrawals, loans, savings transfers, reversals, or merchant settlements. Any action you take inside the official M-PESA ecosystem is governed by the official transaction flow and the service provider you are dealing with, not by this site.

The site may help you compare or estimate a fee before acting, but it does not approve, reject, reverse, or settle live transactions on your behalf.

User Responsibilities

By using the site, you agree to use it responsibly and lawfully. In particular, you should:

  • verify critical transaction figures on the official confirmation screen before transacting;
  • avoid submitting sensitive credentials such as M-PESA PINs or one-time passwords;
  • use the site for lawful, personal, business, or research purposes only;
  • avoid attempting to interfere with site functionality, security, or availability.

The site may link to official product pages, support pages, app stores, or third-party services. Those services operate under their own terms and policies. Mpesa Calculator is not responsible for the content, accuracy, or policies of third-party websites.

No Warranty

The site is provided on an “as is” and “as available” basis. While reasonable effort is made to maintain the usefulness of the site, no guarantee is given that the site will always be uninterrupted, error-free, or perfectly current in every respect.

Limitation of Liability

To the fullest extent permitted by applicable law, Mpesa Calculator shall not be liable for losses, damages, or decisions arising from reliance on the site as a substitute for official transaction screens, formal legal advice, regulated financial advice, or official support channels.

Intellectual Property

The original site structure, calculator presentation, written explanatory material, and branding elements on Mpesa Calculator are protected to the extent permitted by law. Public tariff facts remain public facts, but copying substantial portions of original site presentation or content without permission is not allowed.

Changes to These Terms

These Terms of Use may be updated from time to time. The latest version published on this page is the version that applies going forward.

Contact

If you need to report an issue with the site or raise a question about these terms, use the contact page.

Continued Use

By continuing to use the site after updated terms are published, you accept the current version of these terms to the extent permitted by applicable law. If you do not agree with the current terms, the appropriate step is to stop using the site.